The filing of a Chapter 7 bankruptcy invokes an automatic stay, which stops creditors calls and halts collection activity, wage garnishments, bank levies, foreclosures, etc.  A Chapter 7 debtor is required to appear at a brief meeting with the bankruptcy trustee appointed to oversee the case.  A typical Chapter 7 case is discharged and completed within four months after filing.

Chapter 7 is also available to corporations, limited liability companies, partnerships and sole proprietors.  Many of our clients are business owners who continue to operate their businesses without interruption during and after their bankruptcy cases without interruption.

If you are overwhelmed with debt, we encourage you to contact Wadhwani & Shanfeld for a free consultation with an experienced bankruptcy attorney.  If visiting one of our offices is not convenient, we offer same-day telephone consultations.  Our attorneys will educate you on all options, including debt settlement, Chapter 7 and Chapter 13.

At Wadhwani & Shanfeld, attorneys (not paralegals) draft all bankruptcy schedules to ensure that our clients are well-represented and protected.  We provide an easy and painless experience, and we don’t have our clients fill out lengthy intake forms.  Our attorneys are professional, competent, accessible and responsive.